It’s frustrating when your dental insurance denied claim, especially after getting the treatment you need. There are a few common reasons why this happens. Sometimes, the insurance company says your treatment wasn’t “medically necessary.” Other times, your dentist’s office might have made a mistake in the paperwork, or your coverage details were not checked properly before your visit.

What to Do When Dental Insurance Won’t Pay
First, don’t panic. Start by calling your dental office and the insurance company. Ask for the exact reason for the denial. If the reason was a missing code or mistake in your claim, your dental office can fix it and resend it. If the issue is with your coverage, ask for a detailed explanation. You can also request a written denial letter.

Know What’s Covered Before You Go
Many people don’t know that one of the biggest issues is not verifying benefits before treatment. According to Dental Insurance Checks, most claims get denied because patients or offices don’t confirm eligibility, benefits, or waiting periods. Always ask your dental office to verify your benefits in advance. This includes checking for things like how much is covered, yearly limits, and whether your plan needs pre-approval.

Tips to Avoid Claim Denials in the Future

1. Always double-check your insurance details before your appointment.
    

2. Ask your dental office to send a pre-treatment estimate to your insurance.
    

3. Keep copies of all dental records, bills, and claim forms.
    

4. If your dental insurance won’t pay, appeal the decision with written proof from your dentist.